To enter get a Capfin loan from R1 000 up to R50 000.

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We offer affordable and easy to manage loans of up to R50 000 with 6 or 12 month repayment terms. Get what you pay for with no hidden costs.

Loans Repayment Example

6 Months 12 Months
Loan Amount R R
Max Interest Rate % pm % pa
Initiation Fee R R
Max Monthly Service Fee R R
Max Monthly Instalment R R
Max Loan Repayment R R

All figures listed are inclusive of VAT at the prescribed rate.
Example based on the first Capfin loan in calender year and prime interest rate
at time of publishing (March 2022).

Capfin is here to make your loan application quick and easy

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By applying for a Loan you confirm that:
  • You are not currently over-indebted;
  • A court has not declared you mentally unfit;
  • You have not applied for or are currently under administration, provisional or final sequestration or debt review;
  • If married in community of property, or by customary or tribal law your spouse has given you written consent to enter into this agreement;
  • All information you give us is true and correct;
  • We may conduct any enquiry necessary to verify the information you provide
  • You will read and ensure you understand the pre-agreement statement that follows before accepting any loan amount that you may be offered;
  • You will read and ensure you understand the Loan Terms and Conditions before you accept any specific terms in your Quotation;
  • All applications are subject to Capfin’s Credit Policy and an Affordability Assessment, as well as the submission of your SA ID and 3 most recent proof of income;
  • We will email all your documentation and statements to you via the email address you provided. You will also have access to these documents online.
  • You will read and ensure you understand our Self Service Terms and Conditions before you transact online with us.

Our Office:

Registered address:
1 Industrie Street
Kuils River
Cape Town
South Africa