Our loan products

At Capfin we offer affordable and easy to manage loans of up to R50 000 with 6 or 12 month repayment terms. Our transparent loan products and services ensures that you get what you pay for with no hidden costs. We make managing your loan easy by allowing you access to your loan account at any time. Our affordability assessment process also considers the best interests of our customers.

Loans Repayment Example

6 Months 12 Months
Loan Amount R R
Max Interest Rate % pm % pa
Initiation Fee R R
Max Monthly Service Fee R R
Max Monthly Instalment R R
Max Loan Repayment R R

All figures listed are inclusive of VAT at the prescribed rate.
Example based on the first Capfin loan in calender year and prime interest rate
at time of publishing (March 2022).

Why choose Capfin

  • An easy application process

  • No hidden fees and interest rates

  • We can obtain bank statements directly from your bank*

  • You have 24/7 access to your Capfin loan account

  • We write-off the loan balance in the event of our client’s death

  • You get to pay for unexpected expenses
Happy people display thumbs up for a capfin loan

We give you added value

We give your loved ones peace of mind by writing off our client’s outstanding loan balance in the event of their death. The Capfin death benefit is free and available to new or existing customers.

To claim, they will need the following documents of the Capfin account holder:

  • Copy of the deceased Capfin Account Holder’s ID
  • A clear, certified copy of the death certificate
  • A clear, certified copy of the Masters letters of executorship (if applicable)

Submit all documentation via email to legal@capfin.co.za or info@capfin.co.za. Once documents are received, Capfin will independently verify the deceased status.

Please note: timelines are subject to delays due to third party involvement.