Our loan products

Two Capfin employees in a meeting

At Capfin we offer affordable and easy to manage loans of up to R50 000 with repayment terms of up to 24 months. Our transparent loan products and services ensures that you get what you pay for with no hidden costs. We make managing your loan easy by allowing you access to your loan account at any time. Our affordability assessment process also considers the best interests of our customers.

Capfin 6 month repayment term icon
R1 000-R8 000

Capfin 12 month repayment term icon
R8 000-R50 000

Capfin 24 month repayment term icon
R8 000-R50 000

Why choose us

Ranked as one of the most trusted brands by the Sunday Times Top Brands Awards 2017 in the micro lenders category, we continue to work tirelessly to make access to loans safe and convenient for our customers. With over 3000 PEP and Ackermans stores nationwide, and our secure digital entry points, we provide you with the opportunity to choose your preferred method of access to a Capfin loan.

We have over 900 dedicated consultants in our award-winning contact centre who continuously ensure that our customers remain at the forefront of our business by striving to make applying for a loan a swift and simple process.

Benefits of a CAPFIN loan

Capfin Death Benefit

How the FREE Death Benefit works

The Capfin Death Benefit is a benefit extended to all CAPFIN’s customers. The outstanding balance on the customer’s Loan Account(s) will be written off in the event of their death. This Benefit:

  • Comes at no extra cost – It’s FREE
  • All Capfin customers are eligible, regardless if you are a new or existing customer.

Easy steps on how to apply for the FREE Death Benefit

Applications will require the following documentation:

  • Copy of the deceased Capfin Account Holder’s ID
  • A clear, certified copy of the death certificate
  • A clear, certified copy of the Masters letters of executorship (if applicable)

  • Submit all documentation via email to legal@capfin.co.za or info@capfin.co.za Once documents are received, Capfin will independently verify deceased status.

Note: that timelines are subject to delays due to third party involvement.