Our loan products

At Capfin we offer affordable and easy to manage loans of up to R50 000 with 6 or 12 month repayment terms. Our transparent loan products and services ensures that you get what you pay for with no hidden costs. We make managing your loan easy by allowing you access to your loan account at any time. Our affordability assessment process also considers the best interests of our customers.

Loans Repayment Example

6 Months 12 Months
Loan Amount R R
Max Interest Rate % pm % pa
Initiation Fee R R
Max Monthly Service Fee R R
Monthly Capfin Credit Life R R
Max Monthly Instalment R R
Max Total Loan Repayment R R

All figures listed are inclusive of VAT at the prescribed rate.
Example based on the first Capfin loan in calender year and prime interest rate
at time of publishing ().

Why choose Capfin

  • An easy application process

  • No hidden fees and interest rates

  • We can obtain bank statements directly from your bank

  • You have 24/7 access to your Capfin loan account

  • You get to pay for unexpected expenses

  • Available at any PEP or Ackermans store nationwide

Happy people display thumbs up for a capfin loan