“ADD CAPFIN TO YOUR DAY” METRO FM RADIO COMPETITION


GENERAL DEFINITIONS

1. For the purposes of these Terms and Conditions, “Capfin” shall mean Capfin SA (Pty) Ltd (Registration number: 2011/126985/07; NCRCP 11812);

2. “Radio Station” means South African Broadcasting Corporation broadcasting as Metro FM (Registration number: 2003/023915/30);

3. “Competition” means this “Add Capfin To Your Day” Metro FM Radio Competition;

4. “Confirmed Entrant(s)” shall mean any person(s) who enters this competition by means of sending the Radio Station a voice note via WhatsApp to 071 585 6157 for The Morning Flava drive or to 064 664 5814 for the afternoon Kings Suite drive with the catch phrase “add Capfin to my day” and stating how they would spend R 5 000.00 if they won such amount, to stand a chance to be 1 of 4 Winners to win a Prize;

5. “Prize(s)” means a monetary award to 4 (Four) Winners to the value of R 5 000.00 (Five Thousand Rand) the determination and allocation of which will be at the sole discretion of Capfin and/or the Radio Station;

6. “Winner(s)” means the recipient(s) of the Prize(s) awarded to a Confirmed Entrant(s) by Capfin and/or the Radio Station, whose decision(s) shall be final at all times;

7. “Personal Information” shall mean the name, surname, SA ID number, contact details, proof of registered South African banking details and any other necessary personal and/or identifiable information of the Confirmed Entrant(s) as defined in the Protection of Personal Information Act, 2013. Capfin directs all Confirmed Entrants’ attention to the Capfin Website for its External Privacy Statement;

8. “Administration” shall mean Capfin processing a Confirmed Entrant(s) Personal Information, more specifically their name, surname, WhatsApp voice note, their telephonic number, their South African identity number and South African bank account details to:

a. notify a Winner via e-mail or telephonic calls to obtain a copy of their South African identity book or smart card, proof of banking details to where a Prize must be paid to;

b. transmit Personal Information to the Radio Station;

c. process a payment of the Prize to the Winner(s) in terms of this Competition;

d. process Personal Information for internal purposes;

And shall mean the Radio Station processing a Confirmed Entrant(s) Personal Information, more specifically their name, surname, WhatsApp voice note and telephonic number to:

a. transmit Personal Information to Capfin;

b. listen to the Confirmed Entrant(s) WhatsApp voice notes to select Winner(s) in terms of this Competition;

c. make telephonic calls to the Winner(s) on live Air to notify them that they have been selected as a Winner.

9. “Promotional Obligations and Marketing Campaigns” shall mean Capfin and the Radio Station announcing a Winner’s name, surname, geographical location (limited to a Winner’s city or province), quoting a Winner’s contents of their e-mail in response to Winning on its Social Media AND playing and/or quoting a Confirmed Entrant’s WhatsApp voice note that was sent in entry of the Competition on its Social Media;

And shall mean Capfin using a Confirmed Entrant’s Personal Information for reasonable promotional obligations and future un-associated marketing campaigns;

10. “Capfin Business Related Affiliates and Partners” means any business affiliates of Capfin and/or its associated companies;

11. “Business Days” means every day of the week excluding Saturdays, Sundays and public holidays;

12. “Capfin Website” shall mean www.capfin.co.za;

13. “Family Members” shall mean spouses, biological or lawful parents, siblings or children, whether dependant on the relevant employee or not;

14. “Social Media” shall mean Capfin social media platforms AND Radio Station social media platforms which shall include websites and applications that enable users to create and share content or to participate in social networking and shall include for the purposes of this Competition, but not limited to, Capfin SA Facebook, Capfin (@CapfinSA) Twitter and/or capfin_sa Instagram;

15. The above general definitions shall apply herein and, in all correspondence, relating to this Competition save where expressly altered or the context indicates otherwise.

ELIGIBILITY

16. This Competition is available to all Confirmed Entrant(s) who enter by means of sending the Radio Station a voice note via WhatsApp to 071 585 6157 for The Morning Flava drive or to 064 664 5814 for the afternoon Kings Suite drive with the catch phrase “add Capfin to my day” and stating how they would spend R 5 000.00 if they won such amount, to stand a chance to be 1 of 4 Winners to win a Prize;

17. By sending the Radio Station, a voice note via WhatsApp to 071 585 6157 for The Morning Flava drive or to 064 664 5814 for the afternoon Kings Suite drive with the catch phrase “add Capfin to my day” and stating how they would spend R 5 000.00 if they won such amount, automatically guarantees entry into this Competition;

18. Only Confirmed Entrant(s) will be eligible to participate in this Competition and win a Prize and an Additional Prize;

19. By means of participation in this Competition, Confirmed Entrant(s) acknowledge that by sending a voice note via WhatsApp, standard rates apply;

20. By means of participation in this Competition, Confirmed Entrant(s) agree to give honest, accurate and current information to Capfin and the Radio Station and consent to the processing of such Confirmed Entrant’s Personal Information for the purpose of Administration of this Competition AND Promotional Obligations and Marketing Campaigns;

21. Confirmed Entrant(s) acknowledge that any information supplied to Capfin and the Radio Station for the purpose of Administration of this Competition and Promotional Obligations and Marketing Campaigns is provided voluntarily and by submitting any Personal Information to participate in this Competition, such Confirmed Entrant(s) consent to the processing of such information under any applicable law in the manner detailed herein, which consent shall be indefinite and/or for the period otherwise required in terms of any applicable law. A Confirmed Entrant(s) may object to the processing of their Personal Information at any time by providing Capfin or the Radio Station with written notice to that effect;

22. Entrants must be 18 (eighteen) years of age or older, a citizen of the Republic of South Africa, have a valid South African bank account (in their own name) and telephonic number to enter this Competition and qualify for the Prize;

23. All Capfin, ACKERMANS, PEP, Radio Station employees and all Capfin Business Related Affiliates and Partners including their Family Members will not be eligible to participate in this Competition.

PERIOD OF COMPETITION

24. This Competition is valid from 16 August 2021 until 27 August 2021 until 13h00.

25. Due to the requirement of scrutinising the validity of entries, a Confirmed Entrant’s entry will only be valid until the applicable weekly draw date as per paragraph 30 below for the week that such entry was received.

THE PRIZE(S)

26. Confirmed Entrant(s) selected to be Winner(s) will receive a Prize(s), decided upon at the sole discretion of Capfin and the Radio Station, which amount will be paid to the Winner(s) by Capfin within 20 (twenty) Business Days being no later than 27 September 2021 subject to clauses 28 and 29 below. The Prize(s) shall be paid directly into the Winner’s personal South African bank account provided by the Winner to Capfin and following confirmation of the validity thereof by Capfin;

27. In addition, Capfin and the Radio Station will not be liable for any charges or tax associated with the payment of the Prize and Capfin and the Radio Station hereby confirms that no Prize will be paid out in physical cash or in any other means other than by direct deposit into a valid South African bank account (refer to clause 26 above);

28. The Prize(s) will be paid out by means of electronic direct deposit in South African Rand only;

29. Capfin and the Radio Station will not be liable for any delay(s) with Prize pay-outs;

30. The weekly Winner(s) draw will take place on 19 August 2021 and 26 August 2021 after 13h00;

31. The Winner(s) will be contacted telephonically on live Air by the Radio Station to notify them that they have been selected as a Winner and to obtain their Personal Information off Air, and per e-mail by Capfin, who will request a copy of their SA ID book or smart card and proof of banking details for the purpose as set out in these terms and conditions;

32. The Winner(s) consent to their name, surname, geographical location (limited to a Winner’s city or province), e-mail in response to Winning being quoted and WhatsApp voice that was sent to enter the Competition being quoted or played on Social Media during the Period of the Competition or such reasonable time and date thereafter, circumstances depending.

PROCESS OF SELECTION

33. A designated Radio Station employee will select two weekly Winner(s) on the draw date(s) with the most impactful story describing how they would use the money to empower themselves, their family/friends or their community;

34. The Radio Station will then make the necessary contact with the Winner(s) via the contact details provided by the RESPECTIVE Winner(s) on live Air to notify them that they have been selected as a Winner and to obtain their Personal Information off Air, specifically their e-mail address, excluding their SA identity number and banking details;

35. Capfin will then make the necessary contact with the Winner(s) via the contact details provided by the RESPECTIVE Winner(s) to obtain their Personal Information, specifically a copy of their SA ID book or smart card and proof of banking details for the purpose as set out in these terms and conditions;

36. Should the Radio Station not be able to make contact with the Winner(s) on the Friday morning after the draw date during the Radio Station’s breakfast or afternoon show after 1 (one) attempt (meaning 1 individual attempt at contacting the Winner(s) telephonically on number provided by the Winner to the Radio Station), that Winner’s right to the Prize(s) will be deemed to be waived and the Prize(s) will be forfeited. Capfin and the Radio Station reserve the right to award the Prize(s) to the next selected Confirmed Entrant using the same means;

37. Should Capfin not be able to make contact with the Winner(s) after 4 (four) attempts (meaning 4 individual attempts at contacting the Winner(s) to any e-mail address or telephonic number provided by the Winner to request a copy of their SA ID book or smart card and proof of banking details for the purpose as set out in these terms and conditions, that Winner’s right to the Prize(s) will be deemed to be waived and the Prize(s) will be forfeited. Capfin and the Radio Station reserve the right to award the Prize(s) to the next selected Confirmed Entrant using the same means.

LIMITATIONS

38. The Prize(s) and Additional Prize is in no way transferrable or substitutable for any other Prize(s) or monetary denomination;

39. Capfin and the Radio Station reserve the right to exclude any person from this Competition on reasonable grounds, in which instance Capfin’s and/or the Radio Station’s decision will be final;

40. Capfin and the Radio Station reserve the right to refuse to make a Prize award, or to withhold the payment of any Prize(s) to any Winner(s), regardless of the successful completion of this Competition process, who Capfin and the Radio Station decide (in its sole discretion) has violated the terms and conditions of this Competition, or who has participated herein using suspected fraudulent means or dishonest information;

41. Only one entry per Confirmed Entrant for the entire Competition validity period, is acceptable.

GENERAL

42. Confirmed Entrant(s) in this Competition consent by means of their participation that all Personal Information provided to Capfin and the Radio Station may be stored and processed on a secured database, which information may be used for the purpose set out in these terms and conditions and unless consented otherwise, Capfin and the Radio Station will not sell, exchange, transfer, rent or otherwise make available Confirmed Entrant(s) Personal Information to other parties and Confirmed Entrant(s) indemnify Capfin and the Radio Station from any unintentional disclosures of such information to unauthorised persons;

43. No negotiations will be entered into as to the awarding of a Prize(s) or the contents of these terms and conditions, and Capfin’s and the Radio Station’s decision remains final and binding at all times;

44. Capfin and the Radio Station directs all Confirmed Entrants’ attention to the Capfin Website or the Metro FM Website for any additional terms and conditions relating to this Competition;

45. Capfin reserves the right to amend these terms and conditions from time to time, and at its sole discretion;

46. Should they be required to do so by any applicable law or regulatory body, Capfin furthermore reserves the right to withdraw this Competition entirely without liability attaching to Capfin and the Radio Station for such action or the result thereof.