Monthly instalment
R296.09
*The amount we can lend you depends on your credit application and affordability assessment.
How it works
Do I qualify?
Use the Capfin Loan Calculator to determine the right loan amount for your needs. Instantly view your potential repayments and complete our quick application form to receive a personalised pre-approval offer within minutes!
Can I afford it?
After receiving your pre-approval, submit your detailed income and expense information so we can assess your loan affordability. Once this assessment is complete, we will provide you with your final Capfin loan approval.
Let's finalise it!
Once your loan is approved, select your loan amount, provide your banking details, and upload the required documents to complete your application. Our simple and fast process ensures you have access to your loan within 48 hours.
Use the Capfin Loan Calculator to determine the right loan amount for your needs. Instantly view your potential repayments and complete our quick application form to receive a personalised pre-approval offer within minutes!
After receiving your pre-approval, submit your detailed income and expense information so we can assess your loan affordability. Once this assessment is complete, we will provide you with your final Capfin loan approval.
Once your loan is approved, select your loan amount, provide your banking details, and upload the required documents to complete your application. Our simple and fast process ensures you have access to your loan within 48 hours.
Success Stories
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Why Thokozile Picked a Capfin Loan for Her Side Hustle | Capfin
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Learn about loans
At Capfin, you can apply for loans of up to R50 000, repayable over 6 to 24 months, with fixed interest rates between 5% and 28% per annum (calculated daily and capitalised monthly).
For example: if you borrow R5000 over 12 months at the maximum interest rate (28% p.a.), including an initiation fee of R650, a monthly service fee of R69, and Capfin Credit Life, your maximum monthly instalment would be R2166 - bringing the maximum total repayment to R7166 (VAT included).
Explore our Knowledge Hub to learn more about personal loans, responsible borrowing, and smart money management, helping you make informed financial decisions and move closer to achieving financial wellness.